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“Photographs should be labelled, dated, and include detail on any customizations or aspects which add value,” she says. Whatever method works for you (and you can even use a combination of all three), Jobanputra recommends providing as much detail and context as possible when creating your inventory, because that will strengthen your home insurance claim. Make sure your home inventory list is detailed The con is it’s the most labour-intensive, as you have to make an inventory template from scratch.

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The pro to this method is that it’s free.

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But they may require you to pay for a monthly subscription, especially if you use up all the space that’s given to you in the free version of the app.Įxcel or Google files. These apps are already set up for inventory. There are dozens of inventory apps like MyStuff, Sortly, and Magic Home Inventory, that allow you to photograph, detail, and itemize your inventory. One drawback of this approach, however, is that it can be a long video, so unless you’re time stamping the video, you might be fast-forwarding a while trying to get to a specific item you need to make a claim for. This provides a visual of your contents, including the make and model of each item. What’s the best way to itemize your home inventory? There are several options, each with its own set of pros and cons:Ĭreate a video inventory.

#MAGIC HOME INVENTORY HOW TO#

How to format your home inventory checklist The Insurance Bureau of Canada also suggests including the following items on your inventory: A “60-inch television” has a wide price range depending on whether the television is a top-of-the-line purchase or the store’s house brand. That’s because there are often price differences between the same type of item.

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It is important to include as much detail as possible, including manufacturer, model and product name, serial numbers, model numbers, and any detail to validate a unique identity to the item,” says Jobanptura. “In the case of collector’s items, artwork, or jewelry, it is recommended that homeowners also include appraisals. When it comes to the more valuable items, the more paperwork the better. She says that a good home inventory checklist is a detailed list of your possessions, including receipts, descriptions, pictures, and/or videos of each listed valuable. “Home insurance claims are primarily driven by property damage, or break-ins and thefts,” says Farahana Jobanputra, director of smart home and cyber security at AmTrust North America. What constitutes a good home inventory checklist? Here are some tips for creating an inventory that will meet your home insurance provider’s requirements. How do you create this kind of list? And what do you put on it?Ī home inventory may not be the most exciting kind of list to make but if you’re paying for home insurance, it’s necessary. Because if you find your home flooded or burned down, you’re going to have to prove to your home insurance company you actually owned the things you lost so you can make a claim. There are also insurance lists, or more specifically, a home inventory that you can present to your home insurance company in case something terrible happens. Some lists are fun (like a “What to pack for Cuba” list) and others, not so much (say, a “Things I need to sort to file my taxes” list). There are shopping lists, to-do lists, grocery lists, and bucket lists - just to name a few. It feels like our lives are run by lists. This article has been updated from a previous version.

Magic home inventory